Maybank Kim Eng - Forex

Best non-airmiles (cash back?) credit card in Singapore

I have always used an airmiles card for Singapore Airlines miles. I might not be flying in the near future so thought about applying for a second credit card, and I thought cashback is the best deal right now. Has anyone researched the best cashback credit cards?
I thought the only ones worth considering are:
- UOB One card - gives you fixed cashback of SGD300 if you spend at least SGD2,000/month for 3 consecutive months (or 5% cashback if you spend exactly SGD2,000/month as you get no cashback for the excess) and fixed cashback of SGD50 or SGD100 if you spend at least SGD500/month or SGD1,000/month, respectively for 3 consecutive months (or 3.3% cashback if you spend exactly the minimum) (but dealing with UOB is the most painful experience on the planet; this is a bank that will send you a SMS that they sent you a physical letter to ask you to send them an e-mail)
- American Express True Cashback - 3% on first SGD5,000 if you spend SGD5,000 within first 6 months; 1.5% otherwise with no minimum (great as a second card if you hit the cap of another card and regularly spend beyond the SGD2,800 spend limit for cashback of the UOB One; also gives you 2.5% cashback on non-SGD spend but you would save by using Transferwise or a similar challenger bank card to pay for lower forex rather than paying an inflated credit card forex rate and getting 1% back)
- HSBC Advance - SGD150 on first SGD800 if you spend SGD800 in first month; 1.5% up to SGD70/month otherwise (2.5% if you are HSBC Advance client); 2.5% for dining, utility and telco bills with SGD2,000/month minimum spend (could be useful as a second card like the Amex True Cashback)
- UOB YOLO - gives you 8% cashback (capped at SGD60/month or cash back on up to SGD750/month spend) on weekend dining, entertainment and Grab (3% on weekdays) with minimum SGD600/month spend (could be useful if you are ordering fancy weekend takeout a lot right now)
- OCBC 365 - gives you 6% cashback (capped at SGD80/month or cash back on up to SGD1,333/month spend) on dining and online food orders, and 3% cash back on grocery, telco and utilities, with minimum SGD800/month spend (could be useful if you are ordering a lot of takeout right now, but OCBC is also harder to deal with)
- DBS Live Fresh - gives 5% cashback capped at SGD60/month but requires minimum spend of SGD600/month; gives actual monthly cashback of up to SGD20 on SGD400 per category for "online", "eligible Visa Contactless", and all other spend (you get up to SGD40/month cashback on SGD800/month spent in two broad categories (online and Visa contactless) but a lot of hassle for up to 3 x SGD20/month and useful only if you spend so much (and still want to squeeze out this SGD60/month of cashback!) that you max the cap on the better cards; again, you might make a loss by forgetting about the card and having to pay late fees, annual renewal fee, etc)
- Maybank Friends and Family - 8% cashback (capped at SGD80/month or cash back on up to SGD1,000/month) on groceries (including online grocery), fastfood (including Deliveroo and Foodpanda), petrol, ride hailing, and telco, with minimum SGD800/month spend to receive 8% rate (useful if you spend closer to SGD1,000/month on groceries but that's not everyone)
Other options (that are nowhere as good as they first seem) would be:
- Citi SMRT - gives 3% cashback on "online" shopping and 5% on selected groceries, McDonalds and other fastfood, Starbucks and other coffee, movie; minimum spend of SGD300/month (plus 2% on ez-Link top up, if you want a couple of dollars more a month!) (looks like a huge hassle because you get "SMRT$" instead of real dollars up front; could be useful as a second card if you max out the caps of the better cards, carefully check if a merchant counts as "online", and if you buy your groceries at Fairprice, Giant or Sheng Shiong)
- Citi Cash Back - gives 8% cashback capped at SGD75/month for dining, grocery and petrol but requires minimum spend of SGD888/month; gives actual monthly cashback of up to SGD25 on SGD312.50 per category for dining, grocery and petrol (a lot of hassle for up to 3 x SGD25/month, you might make a loss by forgetting about the card and having to pay late fees, annual renewal fee, etc)
- POSB Everyday - could be useful if you shop at Sheng Siong and the other places covered by the card
- Bank of China family - gives you 10% cashback on dining of up to SGD25/month on SGD250/month and 3% on online shopping, with minimum SGD800/month spend (if you want to do the accounting acrobatics to keep track of the details...)
- QUESTION - Maybank Visa Infinite - featured in the Straits Times June 14, 2020 edition as being the only card that racks up rewards points for insurance premiums, but I cannot figure out the card based on the Maybank website. It emphasises air miles as its perks and says it has a SGD600 annual fee (waived for SGD60,000 annual spend).
Has anyone else applied for non-airmiles cards? Happy to hear people's thoughts.
UPDATE: I was wondering what the best spending plan is for someone who spends at least SGD2,000-3,000/month. Below that, you should focus on the minimum spend for one card and above that, you would put the excess in a card like the Amex, Standard Chartered or HSBC Advance with a no cap 1.5% cash back.
I was thinking:
DBS Live Fresh - Spend your first SGD800/month of online and Visa contactless on this card (two broad categories) for 5% cash back
UOB Yolo or OCBC 365 - Spend up to SGD 750 or SGD1,333/month on weekend dining or dining and other qualified spend here for 8% or 6% cash back
UOB One - Put your spend that does not go to a higher cash back card here and make sure you hit exactly SGD500, 1,000 or 2,000/month for SGD50, 100 or 300 cash back/quarter (again, you get no cash back for the excess)
American Express True Cash Back - Put your spend here after you hit the monthly target on the UOB One
UPDATE: I tried applying for the UOB One, took UOB two months to process my application, then they say after approval, they need two business days to process the release of the actual credit card then two business days to deliver. I tried HSBC, Amex and DBS and they processed and delivered the actual card on the third business day after application (not after approval but after submission of the application)
submitted by josemartinlopez to singapore [link] [comments]

Livestock on the Blockchain

Banks are conservative and on the surface, they are portraying they hate cryptocurrency! Just look at the famous comment by Jamie Dimon who first says that he is going to fire any employee who buys Bitcoin but suddenly has an attack of conscience and now "regrets calling Bitcoin a Fraud". Of course, the firm he helms, JP Morgan Chase, was caught with its pants down buying Bitcoin as Mr. Dimon sent it plunging from US$5000 to US$3,000!! Brilliant move.
So it should come as no surprise if we find mainstream banks clandestinely supporting Bitcoin or Cryptocurrencies. But what I do find surprising is that there is one initiative support by our Maybank, the Malaysian Banking Giant! Now that is super cool, but what really makes it surprising is this initiative is for the UNBANKED, the segment of the population (the bottom 40% or B40 as our Government refers to them perhaps) that does not have a bank account or is simply not profitable as customers
And the initiative is with Sentinel Chain which now aims to unlock the value of the "hidden assets" which most farmers have, which is LIVESTOCK. Have you ever been to a kampung in the heartland? These are good working folks but they often lack the capital to expand their business. Now, if we could collateralise their assets (here it's livestock, or to put it in Crypto terms the Tokenisation of Livestock) then it would provide them with sufficient capital for expansion or for times when money is needed (imagine that it's the start of the school year but the livestock they have is still not in a position to be "monetised" - borrowing against your assets. This will ultimately bring various financial services to the unbanked such as banking, credit facilities, insurance and even crowdfunding. In short, it uses the spirit of Blockchain to attack a niche area in Agriculture (livestock) and attempts to liberate the farmers from the yolk of Poverty.
And considering that the rural folks form the backbone of the voter base of Malaysia (do you that FELDA alone can sway 50 Parliament seats?) this could be a strategic project in collaboration with the Government of ASEAN countries which have a high percentage agrarian base. And bringing these facilities together with ASEAN giant Maybank is a stroke of genius IMHO. Hello, CIMB, are you around to hear this?
Among the Services that Sentinel Chain will provide are listed below, which now looks like a menu from a financial services Supermart. Have you ever heard of crowdfunding services offered by a Bank?
Well, this seems to all fine and dandy and brings us to a farmer utopia world but how are we to identify the livestock (which have legs and wings by the way) which belong to a particular farmer? It uses an innovative Identification tag for Livestock.
In short, the core components are of this entire ecosystem which also features a Private Blockchain are:
Livestock RFID Tag - a tamper proof RFID tag attached to the livestock which provides immutability of ownership (asset tracking). Geolocation and timestamp information is affixed.
Cross Pay Mobile App (A mobile walled based on Android-Good move, since I doubt farmers have Apple iPhones!!) - A cryptocurrency token called SENC which is also attached to an LCT (Local Cross Pay Token) denominated in the users local native currency (there will be an LCT Ringgit for Malaysia, Baht for Thailand and Pesos for the Philippines are some examples). This avoids the issue of Forex conversion rates and makes usage and business transactions seamless across borders. Cross pay will operate across many countries.
B2B Marketplace - This puts all the components together as a Private blockchain so users can access financial services from providers all over ASEAN. There will be multiple Cross Pay blockchain in different countries
Ok, so now I understand. Could Maybank be secretly backing up all these ICOs and emerge as the Blockchain champion of ASEAN in the future? Leaving rivals such as CIMB in the dust as it moves aggressively into an untapped market? This is such a great ICO opportunity that I am surprised that the ruling coalition (Barisan Nasional) has figured out an idea like this. Releasing the rural folks and bringing them financial facilities of the 21st Century through Blockchain.
This is definitely an investable project in my opinion as it will break existing glass walls to the problems of the unbanked in many ASEAN countries. So there, now even farmers can go to the MOON with Sentinel Chain!!
NOW EVEN "DEAD CAPITAL" CAN BE FUNGIBLE ASSETS.
This is a classic example that blockchain is capable of addressing real-world issues and I would certainly love to see more projects similar to Sentinel Chain in the near future. Meanwhile, you can Google them up for more information. They have an active Telegram community: t.me/sentinelchain and you can find further details on their announcement channel: t.me/sentinel_ANN

senc #sentinelchain #blockchain #livestock #insurance #maybank#fenbushicapital #crosspay #iglobepartners #infocorp #mediashares#crowdo #vechain #proofofsupport

submitted by CamusAlpha to ico [link] [comments]

How To Start A Trading (Brokerage) Account In Malaysia (Class 10) Membaca Announcement Di Platform Maybank Investment Cara Membeli Saham m2u - YouTube Maybank2u Online Stocks Tutorial 1: How to View Live ... Bagaimana nak buka carta di platform trading Maybank dan ... Aktifkan Free Swap akaun FBS anda! Maybank Gold Investment ✔ Stock Market KENAPA BILA BELI TURUN, JUAL NAIK - JAMIL BAHAROM - YouTube 1. How to Login, Logout and Manage Your Trading Account ... General Investment Account (Islamic)

Maybank Kim Eng Securities Pte Ltd Client Services Department 150 Beach Road #03-01 Singapore 189720 If you do not have an existing CDP account, account opening forms and supporting documents must be certified by one of the following: Singapore Embassy; Notary Public officially registered with the country’s governmental institution; Funds withdrawal request can be done via email. Please email us at [email protected] using the email you have registered with us officially during account opening. The funds will be deposited directly into your bank account. Withdrawal request received by Maybank Kim Eng Securities Pte Ltd before 12pm on a working day will be processed within 2 working days. Please kindly note that we ... Must have sufficient free equity in your account to trade 1 micro lot (1,000 units), the smallest trade size. E.g. 1 micro lot of GBP/USD position with 6.5% margin requirement requires an initial free equity of GBP65 in USD or SGD equivalent. Complete these forms and read through the terms and conditions before opening a KE Forex account. Access to research by our related company, Maybank ; Live feeds on currency alerts, forex top stories and headlines on trading application; Start Trading Now . You are just a few steps away from the largest and most liquid market in the world. Act now to trade directly from your desktop or via our mobile apps. Open Live Account. No minimum deposit to open an account. Open Demo Account. Get a ... Maybank Foreign Exchange Counter Rates. 113.0500 107.3200 107.1200 114.4800 Maybank Forex Account Get Enable for Your E mail Account Emailing is unquestionably the finest present that online has provided us. Nowadays email messages are applied just about almost everywhere. If you want to would like another person near to your heart on his/her birthday or anniversary, and you are sitting at a faraway spot, you can ship them a greeting card by means of electronic mail ... How to Open A Bank Account Online in MalaysiaLet’s start again. In this article, we will guide you on how you can open a bank account the offline way first - where to open a bank account, what are the requirements, what you need to bring et cetera. Then, we can move on to how you can open a bank account online. Maybank forex account. 08.07.2017 Aleksandr 3 Comments . No, this service is account available for Maybank Online Banking customers to transfer funds within Maybank between the Singapore Dollars and Foreign Currency accounts. The conversion is immediate and will appear in your resulting currency account the moment the transfer is completed. Account service provides the flexibility to transfer ... Email to [email protected] Visit our Customer Service Centres at: 50 North Canal Road Singapore 059304 . 150 Beach Road #03-01 Singapore 189720 . right. left. KE Forex > KE Forex Demo Account; Trading with a demo account is an excellent way to practise your trading skills and strategies without risking any money. Start trading with Maybank Kim Eng today! To open a KE Forex Demo ... Maybank Philippines Inc., is regulated by the Bangko Sentral ng Pilipinas (BSP). For inquiries or complaints, you may contact Maybank Customer Service hotline at (02) 8588 3888 or our toll-free number 1800 10 588 3888. Alternatively, you may also send an email to [email protected] You may also contact BSP at (02) 8708 7087 or [email protected]

[index] [29325] [28989] [23315] [13193] [9463] [25374] [13631] [20731] [27911] [22096]

How To Start A Trading (Brokerage) Account In Malaysia (Class 10)

Di Channel Youtube ini saya kumpul dan kongsikan video-video pembelajaran pelaburan saham di Bursa Malaysia. Sila share/like supaya lebih ramai yang mendapat... Maybank 59,018 views. 12:35. Multiple Timeframe Secrets You're Not Supposed To Know - Duration: 22:15. Rayner Teo Recommended for you. 22:15. Trader FOREX Berjaya di Malaysia a.k.a SIFU - Duration ... Maybank Investment Bank Online Stock Trading Platform (Vr. 2018 中文解说) - Duration: 20 ... Logout and Manage Your Trading Account Episode 1 - Duration: 2:03. Maybank 39,254 views. 2:03. LIVE TRADE KAUNTER KEYASIC - JAMIL BAHAROM - Duration: 23:00. Ruslan Afandi 34,970 views. 23:00. Why The Stock Market Could CRASH Around JULY 31st - Duration: 13:28. Tom Heavey Recommended for you. 13:28 ... Animated Video created using Animaker - https://www.animaker.com General Investment Account (GIA-i), mudharabah product by Maybank Islamic. Learn how easy it is to view your account summary, cash withdrawal, contra enquiries and transfer or withdraw funds. View more tutorials at http://maybk.co/d... How to Choose a Forex Broker & Avoid SCAMS - Duration: 23:34. Karen Foo 52,917 views. 23:34 . How to Figure out if a Stock is Worth Buying - Duration: 9:08. Simply Investing 919,860 views. 9:08 ... #RemisierPalingFriendly #BursaMalaysia 0149927074 Jeffry Azizi Jaafar (MSTA-UK, CFTe-US) Remisier, Maybank Investment Bank Bangsar -----... Untuk pembukaan Trading Account untuk memulakan Trading di Bursa Malaysia Boleh Hubungi Saya . Yang Benar : FaridRahman Remisier Maybank Investment Bank Berhad +6013 3928619 . Category People ... Trading Profits of $760 in just 72 seconds! TOP SECRET Formula! Click Here Now! http://tiny.cc/Profits-Auto-Pilot You've probably heard a lot about the brand... Cara membeli saham maybank2u untuk rakan-rakan SMKASA ku .:)

https://arab-binary-option.todeclo.tk